Wednesday, 7 October 2020

Fertility Financials

 

Fertility treatment is expensive, and I’m not exactly a high earner. This is the infuriating thing about IVF/IUI.

I have a fantastic support system, and I earn a steady income with my day job, but the bulk payment of treatment is the issue that’s in front of me right now. I live by a strict budget I don’t spend what I don’t have to, and I save any spare money.

Do I see and end to saving? No. Because there are always expenses in the future. Once my fertility treatment is paid for, then it’ll be a house deposit, then it’ll be my post-work life. Not to mention any surprise expenses that come along. I also have to fit in the funding for a lot of dogs because I’m going to need pets.

Saving is hard, though, especially when it feels like there is a time limit. I’m not getting any younger and my biological clock is ticking loudly, which means I resent every penny I spend, and if it’s a treat for myself, it comes with a butt-load of guilt.

I have to say though, that as a person who has never been great at saving, I’m definitely getting better at it. Any money I make from my books is saved, any loose change goes into a pot to be deposited into my account, and any money gifted to me goes straight into savings.

I confess, my one weakness is books, but even that has been curbed drastically for the sake of fertility treatment.

I might just reach my savings goal yet.


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